FAQs
Q1 - Can I Claim a PPI Refund?
A - If you have taken out a Secured Loan, Unsecured Loan, Mortgage (MPPI) or Credit Cards in the last 10 years and there is a Payment Protection Insurance Policy associated with it, you may well have a valid PPI Claim. The easiest way to find out if you have a claim for PPI compensation is to complete the online form and we’ll call you straight away.
Q2 - What can I claim on?
A - You can claim on any finance you have taken associated with PPI, e.g. Secured Loans - Unsecured Loans - All major Credit Cards - Mortgages etc
Q3 - Can I claim for closed accounts and completed loans?
A - Yes, you can claim for closed accounts and loans older than 6 years, as long as you have the documentation or agreement number.
Q4 - What is PPI?
A - PPI or Payment Protection Insurance secures and covers loans, mortgages, credit cards or any other finance agreement in cases of accident, sickness and unemployment where you can no longer afford to repay your lender.
Q5 - How much could I claim?
A - We will normally recover all the PPI premiums that you have paid for so far, interest paid to date plus 8% statutory interest. You will also be able to cancel the whole policy so you don't have to make further payments. It could be thousands of pounds!
Q6 - How long will the claim take?
A - On average a PPI claim takes around 8 - 12 weeks but this depends on each individual lender/insurer.
Q7 - Do you charge any upfront fees?
A - No, unlike other companies you do not have to pay us anything unless your claim is successful (NO WIN, NO FEE).
Q8 - What guarantees do you offer?
A - We endeavour to reclaim all mis-sold payment protection insurance, if you fit the criteria then there is no reason why we shouldn't be 100% successful for you.
Q9 - Will this action affect my credit rating?
A - No. The process is completely legal and will not affect your credit rating in any way. However, we need to ensure that you keep paying any amounts that are due under your credit agreement.
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