1. Where are you based
Address  
Post Code  
2. The Loan
Do you still
 have your loan
 agreement?		  
Yes No
How Much was
 your Loan?		  
3. Contact Details
Title  
First Name  
Surname  
Daytime Tel No.  
Mobile Tel No.  
Email Address  
 

Can I claim back the PPI insurance?

In a lot of cases the answer is Yes.

Look below for a common list of reasons why you CAN claim back your PPI Insurance:

  • Were you led to believe the PPI was compulsory and it would enhance your chances of getting a loan?
  • Were you told if you didn’t take out the PPI you would NOT get the loan?
  • Was the PPI added to your account without your knowledge?
  • Were you told the PPI was PART OF THE LOAN and you had to have it?
  • Did you increase or top up your loan, with the PPI added automatically?
  • Was your loan repaid before the end of its term but you never received a PPI refund?
  • Were you self-employed, retired, on a temporary contract or on benefits at the time the Payment Protection Insurance was sold?
  • Were you pressured into buying the PPI?
  • Were you advised as to the true cost of the PPI?
  • Did you have alternative insurance which gave you adequate cover?
  • Would you receive full sick pay from your employer if you did become ill?
  • Were you told about all the exceptions and exclusions that would likely apply if you made a claim on the policy?

Finally, whilst you may have even requested that Payment Protection Insurance be added to your loan, it certainly does not necessarily follow that the insurance was suitable for you.